> ## Documentation Index
> Fetch the complete documentation index at: https://docs.paxos.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Statuses

> Learn more about payment statuses.

## Pay-ins

* [List Transfers](/api-reference/endpoints/transfers/list-transfers): When [monitoring a pay-in](/guides/payments/quickstart#pay-in-monitor-reconcile), a `PENDING` transaction is being confirmed. Depending on the network, confirmation can take from seconds to minutes. Transactions with a `COMPLETED` status have received sufficient confirmations. The `FAILED` status means the transaction was denied.
* [Create Fiat Withdrawal](/api-reference/endpoints/fiat-transfers/create-fiat-withdrawal): When [withdrawing USD to a bank account](/guides/payments/quickstart#pay-in-withdraw-fiat), the `PENDING` status means the request has been made and is being processes. Depending on the withdrawal type, it can take up to a few days for the transaction to complete. When the transfer to the bank account is successful, the status changes to `COMPLETED`.

## Refunds

* [List Transfers](/api-reference/endpoints/transfers/list-transfers): When [funding a USD account for refunds](/guides/payments/quickstart#refund-fund-account), the transfer has an initial status of `PENDING`, meaning the USD deposit has been detected and is being confirmed. The `COMPLETED` status means the USD funds have been credited to the given Profile.
* [Create Crypto Withdrawal](/api-reference/endpoints/crypto-withdrawals/create-crypto-withdrawal): When [issuing a crypto refund](/guides/payments/quickstart#refunds), the withdrawal has an initial status of `PENDING`, meaning Paxos has received the request and is processing the transaction. Depending on the network, confirmation can take from seconds to minutes. The `COMPLETED` status indicates the transaction has been broadcasted to the blockchain and received the required number of confirmations.

### Onboarding

* [Create Identity](/api-reference/endpoints/identity/create-identity) (if applicable): When onboarding an Identity, the initial response includes the `PENDING` status while screening takes place. If the screenings fail, the identity may be `DENIED`.

> To minimize the occurrence of denied identities, contact [Support](https://support.paxos.com) when planning an Identity workflow. Learn  more about [user onboarding requirements](/guides/payments/faq#seller-onboarding).