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Depending on your integration type you might not need to create Identities for your end users. Identities must pass a set of verifications and checks before they’re able to transact on the Platform. Learn more about getting started with Identity and managing their onboarding lifecycle in the Identity Developer Guide.

Requirements in Identity responses

Identity responses include outstanding obligations in status_details.requirements. Each requirement includes its type, status, awaiting_action_from, and zero or more errors with a machine-readable code and a human-readable description. Use the requirement’s type to interpret its associated errors[].code. The current mapping is below; an error code applies only in the context of its associated requirement type. Additional error codes may be added. Build integrations to handle unknown codes gracefully.