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POST
/
transfer
/
fiat-accounts
Create Fiat Account
curl --request POST \
  --url https://api.paxos.com/v2/transfer/fiat-accounts \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "identity_id": "54385e67-d7ef-40d1-b488-ceda6dd9b264",
  "fiat_network_instructions": {
    "wire": {
      "account_number": "12345678",
      "routing_details": {
        "routing_number": "031302971",
        "bank_name": "Customers Bank",
        "bank_address": {
          "country": "USA"
        }
      },
      "fiat_account_owner_address": {
        "address1": "456 Main Street",
        "city": "NY",
        "country": "USA"
      }
    }
  },
  "fiat_account_owner": {
    "person_details": {
      "first_name": "Jane",
      "last_name": "Doe"
    }
  }
}
'
import requests

url = "https://api.paxos.com/v2/transfer/fiat-accounts"

payload = {
    "identity_id": "54385e67-d7ef-40d1-b488-ceda6dd9b264",
    "fiat_network_instructions": { "wire": {
            "account_number": "12345678",
            "routing_details": {
                "routing_number": "031302971",
                "bank_name": "Customers Bank",
                "bank_address": { "country": "USA" }
            },
            "fiat_account_owner_address": {
                "address1": "456 Main Street",
                "city": "NY",
                "country": "USA"
            }
        } },
    "fiat_account_owner": { "person_details": {
            "first_name": "Jane",
            "last_name": "Doe"
        } }
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)
const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    identity_id: '54385e67-d7ef-40d1-b488-ceda6dd9b264',
    fiat_network_instructions: {
      wire: {
        account_number: '12345678',
        routing_details: {
          routing_number: '031302971',
          bank_name: 'Customers Bank',
          bank_address: {country: 'USA'}
        },
        fiat_account_owner_address: {address1: '456 Main Street', city: 'NY', country: 'USA'}
      }
    },
    fiat_account_owner: {person_details: {first_name: 'Jane', last_name: 'Doe'}}
  })
};

fetch('https://api.paxos.com/v2/transfer/fiat-accounts', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));
<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.paxos.com/v2/transfer/fiat-accounts",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'identity_id' => '54385e67-d7ef-40d1-b488-ceda6dd9b264',
    'fiat_network_instructions' => [
        'wire' => [
                'account_number' => '12345678',
                'routing_details' => [
                                'routing_number' => '031302971',
                                'bank_name' => 'Customers Bank',
                                'bank_address' => [
                                                                'country' => 'USA'
                                ]
                ],
                'fiat_account_owner_address' => [
                                'address1' => '456 Main Street',
                                'city' => 'NY',
                                'country' => 'USA'
                ]
        ]
    ],
    'fiat_account_owner' => [
        'person_details' => [
                'first_name' => 'Jane',
                'last_name' => 'Doe'
        ]
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}
package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.paxos.com/v2/transfer/fiat-accounts"

	payload := strings.NewReader("{\n  \"identity_id\": \"54385e67-d7ef-40d1-b488-ceda6dd9b264\",\n  \"fiat_network_instructions\": {\n    \"wire\": {\n      \"account_number\": \"12345678\",\n      \"routing_details\": {\n        \"routing_number\": \"031302971\",\n        \"bank_name\": \"Customers Bank\",\n        \"bank_address\": {\n          \"country\": \"USA\"\n        }\n      },\n      \"fiat_account_owner_address\": {\n        \"address1\": \"456 Main Street\",\n        \"city\": \"NY\",\n        \"country\": \"USA\"\n      }\n    }\n  },\n  \"fiat_account_owner\": {\n    \"person_details\": {\n      \"first_name\": \"Jane\",\n      \"last_name\": \"Doe\"\n    }\n  }\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}
HttpResponse<String> response = Unirest.post("https://api.paxos.com/v2/transfer/fiat-accounts")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"identity_id\": \"54385e67-d7ef-40d1-b488-ceda6dd9b264\",\n  \"fiat_network_instructions\": {\n    \"wire\": {\n      \"account_number\": \"12345678\",\n      \"routing_details\": {\n        \"routing_number\": \"031302971\",\n        \"bank_name\": \"Customers Bank\",\n        \"bank_address\": {\n          \"country\": \"USA\"\n        }\n      },\n      \"fiat_account_owner_address\": {\n        \"address1\": \"456 Main Street\",\n        \"city\": \"NY\",\n        \"country\": \"USA\"\n      }\n    }\n  },\n  \"fiat_account_owner\": {\n    \"person_details\": {\n      \"first_name\": \"Jane\",\n      \"last_name\": \"Doe\"\n    }\n  }\n}")
  .asString();
require 'uri'
require 'net/http'

url = URI("https://api.paxos.com/v2/transfer/fiat-accounts")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"identity_id\": \"54385e67-d7ef-40d1-b488-ceda6dd9b264\",\n  \"fiat_network_instructions\": {\n    \"wire\": {\n      \"account_number\": \"12345678\",\n      \"routing_details\": {\n        \"routing_number\": \"031302971\",\n        \"bank_name\": \"Customers Bank\",\n        \"bank_address\": {\n          \"country\": \"USA\"\n        }\n      },\n      \"fiat_account_owner_address\": {\n        \"address1\": \"456 Main Street\",\n        \"city\": \"NY\",\n        \"country\": \"USA\"\n      }\n    }\n  },\n  \"fiat_account_owner\": {\n    \"person_details\": {\n      \"first_name\": \"Jane\",\n      \"last_name\": \"Doe\"\n    }\n  }\n}"

response = http.request(request)
puts response.read_body
{
  "id": "dde1b3c5-d02a-48f6-8d11-16b4f532ea49",
  "ref_id": "test_ref_id_1",
  "identity_id": "c6ea91da-8f33-4545-9bdf-3cf29b4041d7",
  "account_id": "91f91384-30d4-46c2-9118-7f3cec676a2c",
  "fiat_account_owner": {
    "person_details": {
      "first_name": "Jane",
      "last_name": "Doe"
    },
    "fiat_network_instructions": {
      "wire": {
        "account_number": "12345678",
        "fiat_account_owner_address": {
          "country": "USA",
          "address1": "456 Main Street, NY",
          "city": "New York",
          "province": "NY",
          "address2": "",
          "zip_code": "10101"
        },
        "routing_details": {
          "routing_number_type": "ABA",
          "routing_number": "123456789",
          "bank_name": "Customers Bank",
          "bank_address": {
            "country": "USA",
            "address1": "123 Bank Street",
            "city": "New York",
            "province": "NY",
            "address2": "",
            "zip_code": "10101"
          }
        }
      },
      "status": "PENDING",
      "metadata": {
        "test_ref_id": "47aa7538-e2d2-47b3-8600-44a7965dd357",
        "transaction_attempt": 1
      }
    }
  },
  "created_at": "2023-09-24T14:15:22Z"
}
{
  "type": "about:blank",
  "title": "Bad Request",
  "status": 400,
  "detail": "account_number must be set"
}
{
  "type": "about:blank",
  "title": "Forbidden",
  "status": 403,
  "detail": "identity_id forbidden for first-party customers"
}
{
  "type": "about:blank",
  "title": "Not Found",
  "status": 404,
  "detail": "no fiat account found for id: '2d929a0d-e1e3-4781-b7f8-7b34e66f7832'"
}
OAuth Scope
transfer:write_fiat_account

Authorizations

​
Authorization
string
header
required

Paxos APIs use OAuth 2 with the client credentials grant flow.

Token URLs:

Learn more in the API credentials guide →

Body

application/json
​
fiat_account_owner
object
required
​
fiat_network_instructions
object
required
​
ref_id
string

The optional client-specified ID (for idempotence).

​
identity_id
string

The Paxos Identity (identity_id) of the user's FiatAccount. Required only for customers with 3rd-Party integrations initiating transfers on behalf of their end users.

​
account_id
string

The Paxos Account (account_id) of the user's FiatAccount. Required only for customers with 3rd-Party integrations initiating transfers on behalf of their end users.

​
metadata
object

Optional client-specified metadata. Up to 6 key/value pairs may be provided. Each key and value must be less than or equal to 100 characters.

Response

A successful response.

​
id
string
required

The Paxos FiatAccount ID (UUID).

​
fiat_network_instructions
object
required
​
status
enum<string>
required
Available options:
PENDING,
APPROVED,
REJECTED
​
created_at
string<date-time>
required

The time at which this FiatAccount was created.

​
ref_id
string

The optional client-specified ID (for idempotence).

​
identity_id
string

The Paxos Identity (identity_id) of the user's FiatAccount.

​
account_id
string

The Paxos Account (account_id) of the user's FiatAccount. Required only for customers with 3rd-Party integrations initiating transfers on behalf of their end users.

​
fiat_account_owner
object
​
metadata
object

Optional client-specified metadata. Up to 6 key/value pairs may be returned. Each key and value must be less than or equal to 100 characters.

​
updated_at
string<date-time>

The time at which this FiatAccount record was most recently updated.